When you are consolidating short term debts into your home loan always partition them as separate loans under your main home loan and set them for 3 to 5 years. Otherwise...
All too many people relegate their money affairs to the bottom of their things to do list. As a consequence they end up losing thousands of dollars or find themselves paying more than they should. This is especially relevant to interest rate rises where all that’s needed is
In a word Yes. Why? Because put simply, far too many of us have been spending like drunken sailors and as a result of this it has forced the Reserve Bank to act to try and slow things down.